Equity vs Debt Calculator

Compare returns between Equity (Mutual Funds/Stocks) and Debt instruments (FD/Debt Funds) considering taxation.

Monthly Investment (₹)

Duration (Years)

Minimum 1 year required for Long Term Capital Gains (LTCG) calculation.

Equity Return Rate (%)

Debt Return Rate (%)

Tax Slab (%)

Based on current Income Tax Slabs.

Equity Post-Tax Corpus

₹54,73,042

CAGR: 6.2%

Debt Post-Tax Corpus

₹39,46,653

CAGR: 2.78%

Difference

Equity wins by ₹15,26,389(38.7%)

Total Invested₹30,00,000

Equity Tax (LTCG @ 12.5% > 1.25L)₹3,35,435

Debt Tax (Slab Rate)₹4,05,709

Disclaimer

This calculator is for informational purposes only and does not constitute financial advice. Calculations are based on the Indian Income Tax Act, 2025. Actual returns and tax liability may vary based on market conditions and individual circumstances.

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